Author: TI Editor

Our PicksBest overall productValue for moneyTrusted brandFAQsFinding a good refrigerator doesn’t need to break the bank. Our guide to best selling refrigerators starting at ₹8000 shows you there are plenty of reliable options. We know Indian homes have diverse needs, so we’ve selected ten top picks that balance affordability with functionality.Think compact single-door models for small spaces, or spacious double-door units for larger families. You want something that keeps food fresh and drinks cold, without costing a fortune. We’ve considered energy efficiency, storage capacity, and durability. This list helps you navigate the choices, ensuring you find a refrigerator that fits…

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YouTube has announced the launch of a new budget-friendly subscription plan, Premium Lite, offering an affordable way for users to enjoy ad-free content. Currently available as a pilot scheme in the United States, the service is priced at $7.99 (approximately ₹696) per month, making it the most economical option for ad-free streaming on the platform. The company has confirmed plans to expand Premium Lite to additional regions, including Australia, Germany, and Thailand, in the coming weeks.What Premium Lite OffersThe lower price point of YouTube Premium Lite comes with certain compromises compared to the full YouTube Premium plan. While the new…

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DBS Group Holdings Ltd’s Indian-origin CEO Piyush Gupta took a 56 per cent pay hike in 2024 to earn S$17.6 million ($13.2 million), as per the bank’s annual report released on Thursday.Gupta, the outgoing CEO of Singapore-based DBS Group Holdings, earned S$11.2 million in 2023 when he took a pay cut due to digital banking glitches.This significant pay hike came in a year in which DBS reported record profits and strengthened its technology. His pay package also included a cash bonus of S$6.6 million.On the top of his package, the company’s also approved a special recognition award of S$2.5 million…

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In the current fast-paced world, youngsters, particularly Gen-Z, are expected to recognise the significance of building and maintaining a good credit score. While most young adults prefer using debit cards or digital wallets to avoid debt, ignoring the significance of credit score can have long-term consequences.These are some of the key reasons for which Gen-Z needs to be more credit-conscious.4 reasons for which credit consciousness is vitalI. For a strong financial future: A good credit score is vital for major financial milestones such as buying a car or securing a mortgage. Establishing credit early helps in getting better loan terms in the future.II. Lower…

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Her first brush with the stock market wasn’t smooth due to the Harshad Mehta scam. She and her husband, Sandeep Shaligram (60), suffered massive losses in the infamous Harshad Mehta scam.  “The Harshad Mehta boom motivated a lot of young couples like us to invest in stocks, but the scam and the subsequent crash in the market left a bitter taste. Indian markets lacked regulatory arrangements the way we have now to protect retail investors. I got back into markets once some regulatory reforms fell in place,” said Shaligram. The second stintShaligram re-entered the markets in the early 2000s. The…

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A personal loan is quite different from other variants of loans. Unlike other loans such as a house loan or a car loan, a personal loan is an unsecured loan. Rate of interest charged on personal loan is usually higher than that of other loans and it does not require a collateral from the borrower.Key characteristics of personal loanI. No collateral required: Typically, lenders (which could be banks or non banking financial corporations) require collateral before they grant loan to an applicant. However, banks do not require collateral in case of personal loans which are unsecured and free of security.II. Rate of interest: Another…

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In a small shop in the eastern Chinese city of Hefei, one of the rarest pieces of technology in the world is on display. The quantum computer in the showroom of Origin, a Chinese startup, looks ready to be plucked from the shelf and fired up. Only 20 such devices are produced globally each year. It is unclear what in the showroom is for sale, but none of it is supposed to be seen by foreigners. During your correspondent’s visit, which was agreed on in advance, the company panicked at the sight of a foreigner, abruptly cancelled interviews and notified…

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It may be quite disappointing for credit card users to reach the airport terminal only to be turned away at the last minute. Sometimes, it is the wrong terminal while on other occasions, you have run out of maximum limits. There could be an occasion that the facility was meant for primary card holders and the add-on customer was trying to use it.Here we compile an exhaustive list of all the reasons for which credit card is not accepted at the airport lounge.These are the 8 key reasons:1. Card eligibility mismatch: Not all variants of a credit card provide lounge access. For…

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This Women’s Day, let’s celebrate the incredible strength and resilience of women everywhere. It’s also a perfect time to prioritise your mental and physical health and wellness, and what better way to do that than with a smartwatch? These sleek and sophisticated wearables have evolved into essential tools for women, offering a range of features that empower you to take control of your well-being.Smartwatches are more than just gadgets; they’re powerful tools that empower women to take control of their health and wellness. By providing valuable insights into your body’s functions, motivating you to stay active, and offering convenient features…

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While these numbers signal progress, the question remains—are women truly building wealth, or are these just the first steps toward financial independence? Many Indian women still face two major roadblocks to wealth creation—saving enough and making tough investment decisions. Juggling multiple responsibilities often makes it challenging for women to save effectively. However, just like any strong structure needs a solid foundation, wealth-building begins with disciplined saving. Relying on luck is not a strategy—consistent savings create financial security and long-term growth. Art of smart savingTo save 25-40% of their income each month, women can start by tracking expenses and cutting down…

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