Author: TI Editor

These days, personal loans are one of the easiest loans to get. With a wider adoption of digitisation, you can apply for a personal loan and get the amount disbursed on the same day. Pre-approved personal loan offers make the application and disbursement process quick.However, when personal loans are available easily, you must take them when you have a real need for money and use it judiciously. You must follow certain dos and don’ts with personal loans. In this article, we will understand some things you should not do with a personal loan.Things you should not do with a personal…

Credit card spends earn you a good number of reward points, especially if it is in low-risk consumption categories such as grocery, utility bills, apparel, restaurant, supermarkets, telecom and entertainment. But can you use the reward points to make direct payments at merchant outlets and e-commerce platforms?Several leading card issuing banks have their own ‘smart buy’ portals that offer insta vouchers and other modes to redeem the reward points. But IndusInd Bank, Kotak Mahindra Bank and TWID, a rewards-based payments network that has tied up with leading banks, are among those that allow you to use the reward points to…

Elon Musk had made tall promises about the accuracy and effectiveness of his Grok 3 AI models when made the launch announcement last month. Since then, however, the chatbot has often gone off rails and shown that it has no love for its creator or his political leanings. Soon after the Grok launch announcement, the chatbot had listed Elon Musk, Donald Trump and JD Vance among three individuals most harmful to America. Grok has followed a similar trajectory this time around as it went on to name Donald Trump as Russia compromised asset. The claim by Grok comes amidst Donald Trump softening…

In a shift from its hybrid work policy, Deloitte has asked its employees in the US tax division that office attendance will be a factor during their performance evaluations.The move could potentially affect the bonuses of these employees, as staff in this division are now expected to come in to the office at least two to three tines a week, according to a report by the Financial Times. This marks a stricter policy on attendance within the company“Being present at a Deloitte office or client site will now be considered in your … performance evaluations”, Katie Zinn, the tax practice’s…

The Employees’ Provident Fund Organization (EPFO) has revised the rules for updating the profile of the members. With the recent revision, EPF members can update their Aadhaar-linked Universal Account Numbers (UAN) with personal details without the need to upload documents.EPF members can update their profiles with personal information such as name, date of birth, gender, nationality, father or mother’s name, marital status, spouse name, date of joining, and date of leaving without uploading any documents if the UAN is validated through Aadhaar.Previously, members required approval from their employer to update their profiles, which caused a delay of nearly 28 days…

Apple has been on a launch spree in the past couple of days first with the iPad launched and now following it up with MacBook Air M4 launch. The new MacBook brings with it a new processor, support for Apple Intelligence, some additioal connectivity options and a new price. Check out our detailed comparison below to know in detail what’s new with the MacBook Air M4.What’s new with MacBook Air M4?1) A new colour option:Apple is bringing a new sky blue colour to the MacBook Air M4, which will also come with its own set of colour-matched MagSafe-compatible charging cables.Apart…

Scientists looking to remove carbon dioxide (CO2) from the air cleanly and cheaply have long been interested in metal-organic frameworks, or MOFs: gigantic, sponge-like molecules that can be precisely engineered to capture the gas and then release it on command.Made of metal ions held together by compounds containing carbon, MOFs come in a dizzying array of structures, each with its own distinct properties. A MOF capable of absorbing CO2 at a humid sea-level location, for example, will have a different structure from one that can operate in a dry, high-altitude climate. Sorting through the billions of possibilities to find the…

A polar vortex collapse is predicted to bring severe winter-like weather to parts of Canada and the US around the middle of this month. This same weather event affected several regions across North America last month, causing freezing temperatures and widespread travel disruptions.According to reports, the upcoming polar vortex collapse could also impact the UK and other areas in Europe.What is Polar Vortex Collapse?A polar vortex collapse occurs when the polar vortex, which is typically a stable, cold air mass circulating around the Arctic region, weakens or breaks apart, causing significant disruptions in weather patterns.Normally, the polar vortex is a…

(Bloomberg) — Activist investor Ortelius Advisors is kicking off a proxy battle at Brookdale Senior Living Inc. by nominating six directors, blaming the current board for what it called the company’s “abysmal performance and chronic undervaluation.” Ortelius has built a 1.3% stake in the senior living facility operator and plans to pitch shareholders on board changes ahead of the company’s annual meeting later this year, according to a letter to shareholders reviewed by Bloomberg News. The nominees include Frank Small, who formerly held senior roles at KKR & Co. and Fortress Investment Group, and Steven Vick, who co-founded Pegasus Senior…

(Bloomberg) — South Africa remains vulnerable to power outages due to unplanned breakdowns at existing plants and delays in bringing new ones on line, the country’s electricity minister warned.  “Even as I speak to you now, the system is under tremendous strain,” Kgosientsho Ramokgopa told reporters at a conference in Cape Town on Tuesday. Keeping the power supply stable is one of the things that “give me sleepless nights,” he said.  Africa’s largest economy was subjected to years of rolling blackouts as state utility Eskom Holdings SOC Ltd., which provides more than 80% of South Africa’s electricity, failed to keep…