Author: TI Editor

Her first brush with the stock market wasn’t smooth due to the Harshad Mehta scam. She and her husband, Sandeep Shaligram (60), suffered massive losses in the infamous Harshad Mehta scam.  “The Harshad Mehta boom motivated a lot of young couples like us to invest in stocks, but the scam and the subsequent crash in the market left a bitter taste. Indian markets lacked regulatory arrangements the way we have now to protect retail investors. I got back into markets once some regulatory reforms fell in place,” said Shaligram. The second stintShaligram re-entered the markets in the early 2000s. The…

A personal loan is quite different from other variants of loans. Unlike other loans such as a house loan or a car loan, a personal loan is an unsecured loan. Rate of interest charged on personal loan is usually higher than that of other loans and it does not require a collateral from the borrower.Key characteristics of personal loanI. No collateral required: Typically, lenders (which could be banks or non banking financial corporations) require collateral before they grant loan to an applicant. However, banks do not require collateral in case of personal loans which are unsecured and free of security.II. Rate of interest: Another…

In a small shop in the eastern Chinese city of Hefei, one of the rarest pieces of technology in the world is on display. The quantum computer in the showroom of Origin, a Chinese startup, looks ready to be plucked from the shelf and fired up. Only 20 such devices are produced globally each year. It is unclear what in the showroom is for sale, but none of it is supposed to be seen by foreigners. During your correspondent’s visit, which was agreed on in advance, the company panicked at the sight of a foreigner, abruptly cancelled interviews and notified…

It may be quite disappointing for credit card users to reach the airport terminal only to be turned away at the last minute. Sometimes, it is the wrong terminal while on other occasions, you have run out of maximum limits. There could be an occasion that the facility was meant for primary card holders and the add-on customer was trying to use it.Here we compile an exhaustive list of all the reasons for which credit card is not accepted at the airport lounge.These are the 8 key reasons:1. Card eligibility mismatch: Not all variants of a credit card provide lounge access. For…

This Women’s Day, let’s celebrate the incredible strength and resilience of women everywhere. It’s also a perfect time to prioritise your mental and physical health and wellness, and what better way to do that than with a smartwatch? These sleek and sophisticated wearables have evolved into essential tools for women, offering a range of features that empower you to take control of your well-being.Smartwatches are more than just gadgets; they’re powerful tools that empower women to take control of their health and wellness. By providing valuable insights into your body’s functions, motivating you to stay active, and offering convenient features…

While these numbers signal progress, the question remains—are women truly building wealth, or are these just the first steps toward financial independence? Many Indian women still face two major roadblocks to wealth creation—saving enough and making tough investment decisions. Juggling multiple responsibilities often makes it challenging for women to save effectively. However, just like any strong structure needs a solid foundation, wealth-building begins with disciplined saving. Relying on luck is not a strategy—consistent savings create financial security and long-term growth. Art of smart savingTo save 25-40% of their income each month, women can start by tracking expenses and cutting down…

Holi is all about colours, fun, and well, a lot of water! But while you’re out there soaking in the celebrations, your gadgets might not be having the best time. Water damage is no joke, and a single splash can turn your favorite device into an expensive paperweight. That is where waterproof gadgets come in, built to survive the wildest Holi parties without breaking a sweat.So, let’s check out some of the best waterproof tech to keep your celebration worry-free. From splash-proof speakers to waterproof phone pouches, we have got you covered because nothing should stop you from enjoying Holi,…

SpiceJet Ltd has been hit with fresh insolvency claims from three Ireland-based aircraft lessors and a former pilot over defaults on rental and employment dues, just as the financially strained airline prepares to revive operations.Three Irish lessors—NGF Genesis Ltd, NGF Charlie Ltd, and NGF Alpha Ltd—have alleged that SpiceJet defaulted on rental payments, with their combined claims amounting to $12.4 million.These entities approached the National Company Law Tribunal (NCLT) after previously serving a legal notice on the airline in December, accusing it of theft of aircraft parts, including engines, from five leased Boeing 737 freighter planes.Additionally, a former SpiceJet pilot,…

Usually when a personal loan is disbursed, the loan seeker is free to use the money for anything s/he wishes to. Unlike home loan repayment, personal loan borrowers are not given any income tax benefit.However, this rule is subject to certain exceptions. One can claim income tax benefits on interest paid when the personal loan proceeds are used for any of the following purposes.Income tax benefits given under these scenariosI. For renovation of house or purchase: When you are using the loan money for renovating or purchasing the house, you are entitled to claim income tax exemption against the interest paid under section…

OnePlus is offering a great discount on many of its devices during the ongoing Red Rush Days sale. However, the phone that’s getting perhaps the best offer is the OnePlus Nord CE 4 which is now available under ₹20,000, making it among the most compelling options in this price range.OnePlus Nord CE 4 price cut: OnePlusOnePlus Nord CE 4 is priced at ₹21,998 for the 8GB RAM/128GB storage variant. Moreover, with the AmazonPay ICICI Bank and HDFC Bank credit card you get a ₹2,000 instant discount which takes the effective price to under ₹20,00ffectiveffectiveMoreover, the ffective price drops by another ₹1,000…